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Managing money apps?

I’ve been trying to find a good android app for starting to manage my money/bills. I took one look at Mint after I downloaded it and and got a migraine! What are some good, basic, extremely simple easy to use ones for android??

Replies

I use pocketMoney. It has been okay. It is not as complicated as Mint.

Posted by najn on Mar 25, 2014 at 1:06am

I don’t use an app on my phone for my finances, but I could use my bank’s app.  I can do everything from the app that I can do from the laptop at home.  My bill pay is through my bank.  It would rather not give my access information to a third party.  I never tell an app or my laptop to remember the access information either.  It is much safer.

Posted by Dianne in the Desert on Mar 25, 2014 at 2:14am

I just started using the Quicken 2014 App…you have to have the software, but they ate both pretty easy…or at least easier than it used to be. Either way…I’ve been pretty happy with it! You can take a picture of the receipt and it will store for you.

Posted by helene15 on Mar 25, 2014 at 5:20am

I use an app called EasyMoney. Its a real simple money management app that also has a bill reminder with it. It will also generate reports on what you are spending your money on. The pro version is well worth the money but you can try it for free. Its in the app store.

Posted by simplynewt on Mar 25, 2014 at 5:22am

I used quicken, and Imhated it. It has so many details and things that don’t make sense to me, that I just ditched it.

Posted by najn on Mar 25, 2014 at 6:21am

I seen lots of MM apps and I have to say I like Mint.  After I spent just a little time working with it, I got it and have been using it regularly.  I have not tried easy money (recommended by simplynewt) but I will check it out too.  I’m always looking for something easy.

After I set up the my budgets in Mint,  it started to make sense to me.  So, I would suggest taking a few extra minutes customizing for your needs.  After you do that, you may like it better. 

I would be happy to help if you stick with Mint.  Either way, I’d really like to know how it for works best for you.  Feel free to drop me a note.

Good luck!

Posted by Spellbound on Mar 25, 2014 at 9:57pm

Just the other day I downloaded ExpenSense for my phone. So far so good. Whenever I purchase something I whip out my phone and punch it in. No more saving receipts for me (receipts get lost). Multiple accounts (cash, current, saving) and is able to transfer money between accounts (from current to cash e.g.). I am even able to set a budget for each expense category.

In short so far so good. But ymmv and I wonder how long I can keep my interest. I try to make it a game.

Posted by michaeld on Mar 28, 2014 at 8:03pm

I’m an old fogey of 60 who doesn’t use computer apps much, though I tried Mint once and I, too, got a migraine from it.  I read books instead—there are some VERY helpful e-books available on Amazon.com—cheap, too, from .99 to 2.99—that have simple, easy-to-understand instructions for good ways to set up an effective budget.  One of the best tips I found was that each person (and I think this goes double for people with ADD) needs to customize a monthly budget sheet to fit their own specific expenses.  Just lumping everything under a few broad categories confused me no end.  Now I break down my budget according to my personal, specific, ongoing expenses, everything from groceries I buy every week to the amount of money I set aside for my medicines, auto, hair stylist, gift-giving, and things I am saving up for.  My biggest headache was overspending because I couldn’t keep up with how much I had left in each broad category—it was too vague and hard to look up without a lot of backtracking.  Now I just use big dry erase boards and start with a sort of “zero based” budget, posting my two monthly checks on the boards by date and each purchase by date under them, subtracting as I go.  This way, there’s no way I cannot know how much I have left, what I still need to buy/pay for, and whether I’m on track to stay within my budget.  (It helps in doing this to figure out what items you purchase the most frequently, and note how often you purchase them and their cost per month. This closed a lot of “gaps” in my budget for me, giving me a much clearer idea of just where all the money was really going.)

I don’t know if I’ve made myself totally clear, but I’ve learned I need not just SIMPLE and EASY, but TAILORED and TWEAKED methods to fit ME—and I need to write them up on erasable boards where I can subtract a running total so my BALANCE is always right there in front of me.

If this sounds at all helpful to you, check out the “budget” e-books on Amazon.  I can also recommend a little book called “Your Money in Tough Times” by Mahlon Hetrick, very basic and practical with lots of commonsense advice and tips.  Good luck!

Mara

Posted by Mara on Mar 31, 2014 at 3:13am

I love mint! the budgets are so helpful and I recently started ‘entering’ transactions right after I get paid of upcoming bills so I don’t overextend myself financially. Level is a decent app that let’s you input income, regular bills, and gives you a daily, weekly, and monthly pie chart (I’m a visual learner .)) of your leftover ‘spendable’.

Posted by rekkster on Apr 01, 2014 at 6:25am

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