trouble running a household/finances/getting ADD help
Hi, I am a divorced mother of three teens. I own a mobile home which I had to purchase by taking an advance on my credit card because no bank would give me a loan since I made so little money at the time. I have a better job now but money is still a struggle almost constantly.
Yesterday my heating ran out of oil…again. It is outside and I forget to check the gauge. Then, boom! I’m in emergency mode again. Of course, there is no money to pay the fee to have it filled. I am very grateful for my parents who came over last night and paid the guy for me. I will pay them back, but it will have to be in installments.
Following my tax guy’s advice last year also had a negative effect on my bank account. I found out Saturday that I owe $1400.00 by April 15th. Funny how the gov’t doesn’t have to pay YOU by then, but you have to pay THEM by that date.
I wish I could understand the way to fill out a w-2 properly. I hate feeling dependant on others to explain things to me and feel that I am not mentally able to make a sound decision on my own. If I had that understanding, then I would have realized what following his advise would cause. He assumed I was still at my very low-paying old job, but I had thankfully found a higher paying one. That caused my child tax credit to go down significantly and also for the state to take out ZERO withholding. Not sure how I’m going to pay that. I had been counting on getting a REFUND to help with the already troubled finances.
I am also searching far and wide for ADHD help. It seems there are practically nil therapists who understand ADD in my area, or if they do, they are not accepting new patients, or died before I got the chance to see them (that literally happened) or my insurance doesn’t cover them.
I am feeling very desperate and very alone and scared that I am spiraling down a very bad road…thinking thoughts of wishing I could “end” things and no one would miss me, but I can’t do that because I have children who need me.
I would appreciate any supportive comments you may offer.
Thanks so much.
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